Money without borders

Send, spend and receive money internationally at the real exchange rate. Save up to 6x compared to traditional banks.

Low cost transfer fee: $6.98 Mid-market rate: 1.00 = 0.95 EUR
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70+ Countries
Send money globally
Fast Transfer
Arrives in seconds
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Low Fees
Save up to 6x
16M+
Customers worldwide
$120B+
Sent every year
70+
Countries supported
50+
Currencies available

Why choose Wise?

We're on a mission to make money move around the world as cheap, fair, and simple as possible.

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Real exchange rate

We always give you the real, mid-market exchange rate. It's the one you see on Google, and the one banks use to trade with each other.

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Transparent fees

No hidden fees or markups. Just one small, upfront fee that you'll always see before you confirm your transfer.

Lightning fast

Over 50% of our transfers arrive instantly. The rest usually arrive within 24 hours.

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Safe and secure

We're regulated by financial authorities around the world. Your money is safe with us.

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Easy to use

Send money on the go with our mobile app or desktop. Track your transfers in real-time.

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Global reach

Send money to over 70 countries in more than 50 currencies. We've got you covered.

How Wise works

Sending money internationally has never been easier

1

Create your account

Sign up in minutes with just your email address. No paperwork needed to get started.

2

Enter your amount

Tell us how much you want to send. We'll show you our fees upfront and the delivery time.

3

Verify your identity

We're legally required to verify your identity. It's secure and takes just a few minutes.

4

Send money

Transfer funds from your bank account, debit card, or credit card. Then sit back and relax.

Trusted by millions

★★★★★
Excellent 4.5 out of 5 based on 150,000+ reviews on Trustpilot
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"Best rates and fastest service. I've used Wise for years and never had a problem."

— Sarah M., USA
★★★★★

"Finally, a transparent way to send money abroad. No hidden fees, no surprises."

— James L., UK
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"The app is so easy to use. I send money to my family every month with no hassle."

— Maria G., Spain

Ready to join 16 million customers?

Sign up for free and make your first transfer today

No credit card required • Takes 3 minutes